Malta has become a key destination for Americans looking for a secure, high-quality lifestyle with global mobility. Its citizenship-by-investment program offers access to the country and numerous benefits for high-net-worth individuals. From its Mediterranean lifestyle to favourable tax conditions, Malta provides a stable and attractive environment for relocation.
Julia Loko, Investment Programs Expert at Immigrant Invest, advises on where to move from the US, offering tailored solutions for relocation and citizenship opportunities worldwide.
Moving to Malta from the USA — Why do Americans consider Malta?
For those seeking a European lifestyle with global connections, Malta is a top choice. Its location, culture, and economic stability make it ideal for relocation. The investment option to get Maltese citizenship by naturalisation for exceptional services by direct investment adds unparalleled access to the many opportunities.
Location and lifestyle. Malta’s strategic position in the Mediterranean makes it a hub connecting Europe, Africa, and the Middle East. It offers mild weather, stunning coastlines, and a rich cultural history. For Americans, it’s an opportunity to enjoy a European lifestyle while being in close proximity to key international destinations.
Global mobility. Being part of the Schengen Area, Malta provides seamless access to travel, work, and business opportunities across Europe. This is especially appealing to individuals seeking a gateway to global markets.
High-quality healthcare and education. Malta boasts a high-quality healthcare system ranked among the best in Europe. Also, its international schools and universities offer excellent educational opportunities, making it an ideal destination for families.
Safe and welcoming environment. Malta is one of the safest countries in Europe, with a low crime rate and a friendly, English-speaking population. This makes it easy for Americans to settle in and integrate into the local community.
Growing business opportunities. Malta’s economy thrives on diverse sectors, including finance, technology, tourism, and gaming. It is an attractive destination for entrepreneurs and investors looking to expand their ventures in a stable and business-friendly environment.
Culture and heritage. With its historical sites, vibrant festivals, and Mediterranean lifestyle, Malta offers a unique blend of modern living and cultural richness. For Americans, it’s an opportunity to experience something different while staying connected to a global network.
What is Malta’s Citizenship for Exceptional Services by Direct Investment?
Malta citizenship for exceptional services by direct investment allows applicants to secure second citizenship through a defined investment process.
Applicants must pass strict Due Diligence checks, contribute to the National Development and Social Fund, invest in real estate or government bonds, and reside in Malta for at least one year:
- Contribution to the National Development and Social Fund. Applicants must make a non-refundable contribution to Malta’s National Development and Social Fund. The required amount starts at €600,000 for a minimum 36-month residency, or €750,000 for a reduced 12-month residency period.
- Investment in Property. Applicants are required to invest in property, either by purchasing a property valued at a minimum of €700,000 or renting a property with a minimum annual rental cost of €16,000.
- Investment in Government Bonds. Applicants must invest in government bonds or stocks, which must be held for a period of five years.
Family members, including spouses, children, parents and grandparents, can also obtain citizenship under the program.
10 Benefits of Maltese Citizenship for US Citizens
- European citizenship and mobility. Maltese citizens gain access to live, work, and study across all European countries.
- Visa-free travel. Enjoy visa-free or visa-on-arrival access to over 160 countries, including the Schengen Area, UK, and Canada.
- Dual citizenship. Americans can hold both US and Maltese passports without renouncing their US nationality.
- Access to EU healthcare. Maltese citizens benefit from a high-quality healthcare system that ranks among the best in Europe.
- Educational opportunities. Access to world-class education across the EU, including lower tuition fees in many cases.
- Safe investment environment. Malta offers a stable economy with opportunities in real estate, financial services, and tech sectors.
- Family inclusion. Citizenship can be extended to spouses, children, and dependents.
- No residency requirement. Citizenship does not require living in Malta full-time after naturalisation.
- Global connections. Malta is well-connected for international business and trade.
- Quality of life. Excellent infrastructure, safe environment, and a thriving expatriate community.
How to Obtain Maltese Citizenship for Americans
The procedure for obtaining Malta’s Citizenship for Exceptional Services by Direct Investment generally involves the following stages:
- Document preparation. This step includes gathering identification papers, proof of financial stability, and a clean criminal record.
- Application submission. The application is presented to the relevant authorities, with processing times varying from several months to a year.
- Fulfilling investment requirements. Applicants must meet the program’s financial conditions, such as making a donation or acquiring real estate.
- Citizenship approval. After approval, the applicant receives a Maltese passport and gains the full rights and privileges of citizenship.
Relocation to Malta for Wealthy Americans: Things to Know Before Relocation
Property investment. Malta’s property market offers diverse options, from historic townhouses to modern apartments. Americans typically invest in upscale areas like Sliema, St. Julian’s, and Valletta.
Adapting to Maltese culture. English is widely spoken in Malta, making it easier for Americans to integrate. Local customs are family-oriented and welcoming to expatriates.
Tax obligations. US citizens remain liable for worldwide taxes, but Malta’s tax structure can reduce the overall tax burden with proper planning.
Education and healthcare. Families relocating to Malta have access to excellent international schools and a public healthcare system recognised for its quality.
Transportation and connectivity. Malta’s international airport offers connections to major cities, while the island’s small size makes local travel convenient.
Conclusion
For wealthy Americans, Malta offers a combination of global mobility, economic stability, and an exceptional quality of life. Its citizenship-by-investment program provides a fast-track route to European citizenship with significant benefits for families and businesses alike.
